1. Buy-now-pay-later services like Klarna and Aplazo are being used by a large number of people, including those struggling financially, to buy necessities like groceries.
2. Default rates for these services have been increasing significantly, with 42% of users making at least one late payment in 2025 compared to 34% in 2023.
3. This unregulated form of lending is becoming more widespread and integrated into traditional banking systems, raising concerns about potential systemic risks and financial bubbles.
2. Default rates for these services have been increasing significantly, with 42% of users making at least one late payment in 2025 compared to 34% in 2023.
3. This unregulated form of lending is becoming more widespread and integrated into traditional banking systems, raising concerns about potential systemic risks and financial bubbles.
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Summary
Use of buy-now-pay-later services like Klarna and Aplazo for essential purchases such as groceries has grown, particularly among financially struggling individuals. Default rates have risen significantly, with 42% of users making at least one late payment in 2025 versus 34% in 2023. These
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ID: 26a79305-69c8-4a6d-ae59-b306247643f8
Category ID: listed_summary
URL: https://techcrunch.com/2025/11/16/bnpl-is-expanding-fast-and-that-should-worry-everyone/#summary
Date: Nov. 17, 2025
Notes: 2025-11-17
Created: 2025/11/17 06:42
Updated: 2025/12/07 21:59
Last Read: 2025/11/17 07:19